top of page
BLF_LOGO_FULL copy.png
Schedule a Discussion
Florida Beach

Our Team

Get to know the people behind the guidance. Learn more about each team member and the experience they bring to serving you.

- The Team Behind - Our Success

Working together, our team provides thoughtful support, clear communication, and personalized guidance at every stage of your financial journey. You can count on us to be approachable, responsive, and genuinely invested in your long-term success.

marsdesire_wdrkblucirc_profile-Y.png

Darrans "Mars"
Desire

President/Founder

Mars Desire is a fiduciary financial advisor and Founder of BettrLife Financial. He provides holistic financial planning that aligns retirement, tax strategy, estate planning, investments, and insurance into one clear, coordinated plan.

Built on the values of Integrity, Stewardship, and Legacy, Mars is committed to acting in your best interest, helping you manage wealth wisely, and building a financial foundation that lasts for generations.

ralphdesire_drkblucirc_profile-m.png

Ralph
Desire

Co-Founder/

Senior Partner

As a fiduciary and Co-Founder of BettrLife Financial Services, Ralph Desire partners with individuals and families to create clear, personalized financial plans. He specializes in retirement planning, tax-efficient strategies, and long-term wealth building—helping clients make confident decisions at every stage of life. Ralph is passionate about meeting people where they are, simplifying complex topics, and building long-term relationships rooted in trust, transparency, and service.

KOWALKOSKI_TOM.jpg

Tom
Kowalkoski

Advisor Advocate

Regal Holdings

Tom supports the BettrLife advisory team in preparing customized investment strategies for clients. His focus includes portfolio research, allocation modeling, and investment analysis to help ensure that each recommendation reflects prudent planning and long-term discipline.

Tom believes that strong preparation leads to confident decisions, and he works diligently behind the scenes to support that process for every client.

WANG_SANDRA.jpg

Sandra
Wang

Advisor Advocate

Regal Holdings

Sandra, supports the BettrLife team by conducting in-depth investment research and portfolio analysis to help ensure every recommendation is grounded in discipline and clarity. Focusing on risk assessment, asset allocation, and long-term strategy, Sandra works behind the scenes to strengthen the foundations of each client’s financial plan.

Committed to integrity and thoughtful stewardship, Sandra helps translate data into insight.

Website Graphic_Cole (1).png

Lee
Cole

Lead Advisor Advocate

Regal Holdings

As Lead Advisor Advocate, Lee oversees the preparation and strategic development of client investment plans. He guides the research process, reviews portfolio construction, and helps ensure that each strategy reflects disciplined analysis and long-term alignment with client objectives.

Lee works closely with the advisory team to maintain consistency, risk awareness, and strategic clarity across portfolios. He believes that thoughtful leadership and strong preparation lead to confident, well-informed decisions. Lee he is committed to supporting that standard for every client we serve.

Website Graphic_Fischer_Fischer.png

Jordan
Fischer CFP®, AIF

Portfolio Manager

Regal Holdings

Jordan began his finance career in 2016 after graduating from Central Michigan University with a B.S. in Financial Planning. Since entering the industry, he has gained experience in personal financial planning, distribution, and asset management. As a proponent of continuing education, Jordan has earned Certified Financial Planner™ and Accredited Investment Fiduciary designations and he is CFA Level II Candidate.

untitled-design-16-A85V9kkZqnco6.png

Riley
McCulley

Lead Paraplanner

As the Lead Paraplanner for Bettrlife Financial Services LLC, Riley is in charge of assisting in the development of retirement strategies, preparing client reports, and ensuring that every plan aligns with our commitment to financial well-being.

- Our Clients -

The Desire brothers serve clients who want more than returns — they want purpose. Their ideal clients value honesty, accountability, and relationship. They see wealth as a tool to strengthen families, communities, and legacies that last long after they’re gone.

Please Note: The following testimonials were given by current clients of BettrLife Financial Services. No compensation was provided for the testimonials. This arrangement creates a material conflict of interest because BettrLife Financial Services has an incentive to engage clients who have had a positive experience with the firm to provide such testimonials. There is no guarantee another individual’s experience will be representative of the individual providing this testimonial and no guarantees of performance or success are offered.

By taking the time to understand what matters most to you, we create strategies designed to support long-term stability, protection, and peace of mind. Whether you’re planning for retirement, managing investments, or preparing for the future, our team is here to provide thoughtful support and ongoing guidance every step of the way.

Elderly Couple
Elderly Friends
Elderly Couple in Park
bottom of page